Crypto & Fiat united in one secure platform
The best of both financial worlds. Exchange currencies, send global transfers, and move seamlessly between crypto and fiat — all from one regulated, fully digital platform.
Our Services
Exchange currencies, send international transfers, and accept payments — all from a single regulated account with transparent rates and real-time tracking.
Crypto & Fiat Exchange
The core of our platform. Buy, sell, and convert between cryptocurrency and traditional currencies seamlessly. Pay with crypto and settle in fiat — or vice versa. One account, two financial worlds.
Get StartedForeign Exchange
Competitive FX rates for businesses and individuals. Convert between major currencies with transparent pricing.
Global Transfers
Send money worldwide with multiple payout options — bank deposits, card transfers, or cash pickup.
Payment Processing
Accept and settle business payments with ease — fast onboarding, transparent fees, and a fully digital workflow.
How It Works
Open an account and start transacting in minutes. Simple onboarding, clear steps, no paperwork headaches.
Create Account
Sign up in minutes with a quick ID check — no branch visits, no paper forms. Everything happens online.
Fund Your Account
Add funds via bank transfer, wire, or cryptocurrency. Multiple funding options to suit your business or personal needs.
Start Transacting
Exchange currencies, send transfers, or process payments. Access your dashboard 24/7 from anywhere in the world.
Solutions for Everyone
Whether you're a business looking to streamline international payments or an individual sending money home, we have the right solution for you.
For Business
- B2B payment processing
- Competitive foreign exchange rates
- Crypto-to-fiat settlement for vendors
- API integration available
- Dedicated account management
For Individuals
- Send money to family abroad
- Pay with crypto, deliver in fiat
- Multiple payout options (card, cash)
- Transparent fees, no surprises
Why Choose FINTWIN PAY
Two worlds of finance, one platform. We make it simple to work with both crypto and traditional currencies.
Unified Platform
Crypto and fiat in one place. No need to juggle multiple services — convert, send, and receive all from one account.
Fully Regulated
FINTRAC-registered MSB, RPAA-compliant, with AML/ATF policies enhanced by PSD2-level European standards.
Bank-Grade Security
Enterprise encryption, two-factor authentication, and continuous transaction monitoring.
Always Online
24/7 access to your dashboard. Manage transactions anytime, from anywhere in the world.
Compliance & Security
RPAA-compliant and PSD2-ready. We combine strict Canadian regulatory requirements with best practices from European fintech to build processes that go beyond the baseline.
Canadian Framework, European Rigour
We operate under the Retail Payment Activities Act (RPAA) and are registered with FINTRAC as an MSB. Every process we run — KYC, transaction monitoring, sanctions screening — meets or exceeds what Canadian law requires.
But we don't stop there. Our team brings hands-on PSD2 and EU AML Directive experience, and we layer those standards on top of Canadian requirements: enhanced due diligence, real-time blockchain analytics, and continuous risk scoring. The result is a compliance framework that is both locally compliant and internationally robust.
Identity verification and KYC/AML compliance
Sanctions lists and PEP screening
Blockchain analytics and wallet risk assessment
Digital asset custody and security
Ready to Get Started?
Open your account today and experience secure, compliant financial services designed for the modern economy.